Risk Disclosure

1. Education only, no advice

Everything published on coineducation.io, including videos, articles, frameworks, glossary entries, emails, and downloads, is general educational content. It is not tailored to your personal financial situation, objectives, or risk tolerance.

Coineducation LTD is not authorised or regulated by the UK Financial Conduct Authority (FCA) or any other financial regulator. We are not your broker, financial adviser, portfolio manager, or fiduciary, and no information on this site should be relied on as a substitute for professional advice from a regulated adviser in your jurisdiction.

2. Key risks of crypto assets

• Price volatility. Crypto asset prices can move sharply in either direction. Significant losses can happen in a very short period.
• Total loss is possible. A crypto asset can fall to zero. You should only ever risk money you can afford to lose entirely.
• Liquidity risk. You may not be able to sell when you want to, or at the price you expect, especially for smaller or newer assets.
• Limited consumer protection. In the UK, most crypto activities are not covered by the Financial Services Compensation Scheme (FSCS) and complaints cannot be referred to the Financial Ombudsman Service.
• Counterparty risk. Exchanges, wallets, custodians, and other service providers can fail, be hacked, freeze withdrawals, or commit fraud.
• Technology and security risk. Smart contracts can contain bugs. Private keys, if lost or stolen, generally cannot be recovered.
• Regulatory risk. The legal and regulatory treatment of crypto assets is evolving and may change in ways that affect their value, availability, or taxability.
• Tax risk. Buying, selling, swapping, or earning crypto can create taxable events. You are responsible for understanding and meeting your own tax obligations.
• Fraud and scams. The crypto space contains a high level of fraud. Be sceptical of anyone promising guaranteed returns, exclusive opportunities, or recovery of lost funds.

3. Past performance is not a guide

Any historical data, charts, examples, or case studies shown on Coineducation are for illustration and education only. Past performance is not a reliable indicator of future results. Outcomes you have seen in our content (or in the wider market) may not be repeated and you should not rely on them when making decisions.

4. About our frameworks and examples

Where we teach analytical frameworks (for example research checklists, on-chain indicators, or portfolio construction concepts) these are taught as ways of thinking, not as trading systems or signals. Applying a framework to a real asset is your decision and your responsibility.

Specific assets, projects, exchanges, or wallets that appear in our content are used as examples to illustrate concepts. Their inclusion is not an endorsement and is not a recommendation to buy, sell, hold, use, or avoid them.

5. Do your own research

Before making any financial decision involving crypto assets you should:

• Carry out your own independent research
• Consider your personal financial situation, time horizon, and risk tolerance
• Seek advice from a qualified, regulated professional in your jurisdiction
• Only commit money you are fully prepared to lose without affecting your standard of living

6. Third-party platforms

Coineducation may mention or link to third-party platforms such as exchanges, wallets, and data providers. We do not operate, control, audit, or guarantee these third parties. Using them is at your own risk and subject to their own terms. Where we receive a referral fee we will say so clearly. A referral relationship does not affect our editorial position.

7. Local laws

Crypto assets are restricted or banned in some jurisdictions. You are responsible for ensuring that your activities are lawful where you live and that you comply with all applicable tax, anti-money-laundering, and reporting rules.

8. By using this site

By accessing or using Coineducation you confirm that you have read and understood this Risk Disclosure, that you understand crypto assets are high risk, and that you accept sole responsibility for any decisions you make.

See also our Terms of Service and Privacy Policy.